Ozow - eCommerce Terms & Conditions

 

  1. ACCEPTANCE OF TERMS AND CONDITIONS 
  1. By using this website (“Website”), you agree to comply with and be bound by these terms and conditions (“Terms and Conditions”), which govern the ordering, sale and delivery of goods which may include but is not limited to apparel (“Goods”), and the use of the Website. If you do not agree with these Terms and Conditions, please do not use this Website. 
  1. These Terms and Conditions may be updated from time to time. It is your responsibility to review the Terms and Conditions regularly. 

 

  1. DEFINITIONS 
  1. “we”, “us”, “our”, “Ozow” refers to the company operating this Website. 
  1. “you” “your”, “user” refers to the user that accesses or uses this Website. 

 

  1. IMPORTANT NOTICE 
  1. These Terms and Conditions apply to users who are consumers for purposes of the Consumer Protection Act, 68 of 2008 (the “CPA”). 
  1. These Terms and Conditions contain provisions that:  
  1. may limit the risk or liability of Ozow; and/or 
  1. may create risk or liability for the user; and/or 
  1. may compel the user to indemnify Ozow; and/or 
  1. serves as an acknowledgment, by the user, of a fact. 
  1. If there is any provision in these Terms and Conditions that you do not understand, it is your responsibility to ask Ozow to explain it to you before you accept the Terms and Conditions or continue using the Website. 
  1. Nothing in these Terms and Conditions is intended or must be understood to unlawfully restrict, limit or avoid any right or obligation, as the case may be, created for either you or Ozow in terms of the CPA. 

 

  1. ORDERS AND SALES  
  • Use of the Website  
  1. By using the Website you warrant that you are 18 (eighteen) years of age or older and of full legal capacity. If you are under the age of 18 (eighteen) or if you are not legally permitted to enter into a binding agreement, then you may use the Website only with the involvement and supervision of your parent or legal guardian. If your parent or legal guardian supervises you and gives his/her consent, then such person agrees to be bound to these Terms and Conditions and to be liable and responsible for you and all your obligations under these Terms and Conditions. 
  1. You agree that you will not in any way use any device, software or other instrument to interfere or attempt to interfere with the proper working of the Website. In addition, you agree that you will not in any way use any robot, spider, other automatic device, or manual process to monitor, copy, distribute or modify the Website or the information contained herein. 
  1. You may not use the Website to distribute material which is defamatory, offensive, contains or amounts to hate speech or is otherwise unlawful. 
  1. You may not in any way display, publish, copy, print, post or otherwise use the Website and/or the information contained therein without the express prior written consent of an authorised Company representative. 
  • Conclusion of Sales and availability of stock 
  1. You may place orders for Goods, which Ozow may accept or reject. Whether or not Ozow accepts an order depends on the availability of Goods, correctness of the information relating to the Goods (including without limitation the price) and receipt of payment or payment authorisation by Ozow for the Goods, at Ozow’s reasonable discretion. 
  1. Ozow will indicate the acceptance of your order by delivering the Goods to you, and only at that point will an agreement of sale between you and Ozow come into effect (the “Sale”). This is regardless of any communication from Ozow stating that your order or payment has been confirmed. Ozow will indicate the rejection of your order by cancelling it and, as soon as possible thereafter, refunding you for any amount already paid. 
  1. Orders may not be cancelled after receipt of payment of the Goods by Ozow. After dispatch of your Goods, you may cancel the Sale only in accordance with the Returns Policy. 
  1. Placing Goods in a shopping basket without completing the purchase cycle does not constitute an order for such Goods, and as such, Goods may be removed from the shopping basket if stock is no longer available. You cannot hold Ozow liable if such Goods are not available when you complete or attempt to complete the purchase cycle at a later stage. 
  1. You acknowledge that stock of all Goods on offer is limited. We cannot guarantee the availability of stock. When Goods are no longer available after placing an order, Ozow will notify you and you will be entitled to a refund of the amount paid by you for such Goods. 
  • Payment 
  1. Payment must be made for Goods via Ozow’s payment platform. 
  • Delivery of goods 
  1. Ozow offers one method of delivery of Goods to you, which is via courier. 
  1. Some items (heavy or large, based on volumetric weight) may carry additional delivery fees. These additional fees are included in the delivery cost upon checkout. Additional delivery volumetric costs will be provided to you.  
  1. Where it accepts your order, Ozow will deliver the Goods to you as soon as reasonably possible, but no later than 30 (thirty) days of receipt of your payment (“Delivery Period”). We will notify you if we are unable to deliver the Goods during the Delivery Period. You may then, within 7 (seven) days of receiving such notification elect whether or not to cancel your order for the Goods. If you elect to cancel your order, we will refund you for the purchase price. 
  • Errors 
  1. We shall take all reasonable efforts to accurately reflect the description, availability, purchase price and delivery charges of Goods on the Website. However, should there be any errors of whatsoever nature on the Website, we shall not be liable for any loss, claim or expense relating to a transaction based on any error, to the extent of refunding you for any amount already paid, or otherwise as set out in the Returns Policy. 
  • Site Promotions 
  1. From time to time Ozow may run promotions. These promotions will either be on selected Goods or site wide. For each promotion there will be specific terms and conditions. Promotions may require the users to apply the stated promo-code to their cart during the check-out process. 

 

  1. PRIVACY POLICY  
  1. We respect your privacy and will take all reasonable measures to protect it, as more fully detailed in our Privacy Policy, which is incorporated by reference. 

 

  1. GENERAL LEGAL TERMS 
  • Changes to these terms and conditions 
  1.  Ozow may, in its sole discretion, change any of these Terms and Conditions at any time. It is your responsibility to regularly check these Terms and Conditions and make sure that you are satisfied with the changes. Should you not be satisfied, you must not place any further orders on, or in any other way use, the Website. 
  1. Any such change will only apply to your use of this Website after the change is displayed on the Website. If you use the Website after such amended Terms and Conditions have been displayed on the Website, you will be deemed to have accepted such changes. 
  • Electronic communications 
  1. When you visit the Website or send emails to us, you consent to receiving communications from us or any of our divisions, affiliates or partners electronically in accordance with our Privacy Policy as set out above. 
  • Ownership and copyright 
  1. The contents of the Website, including any material, information, data, software, icons, text, graphics, lay-outs, images, sound clips, advertisements, video clips, trade names, logos, trade-marks, designs and service marks which are displayed on or incorporated in this Website (“Website Content”) are protected by law, including but not limited to copyright and trade mark law. The Website Content is the property of Ozow, its advertisers and/or sponsors and/or is licensed to Ozow. 
  1. You will not acquire any right, title or interest in or to the Website or the Website Content. 
  1. Any use, distribution or reproduction of the Website Content is prohibited unless expressly authorised in terms of these Terms and Conditions or otherwise provided for in law.  
  1. Where any of the Website Content has been licensed to Ozow or belongs to any third party, your rights of use will also be subject to any terms and conditions which that licensor or third party imposes from time to time and you agree to comply with such third party terms and conditions. 
  • Disclaimer 
  1. The use of the Website is entirely at your own risk and you assume full responsibility for any risk or loss resulting from use of the Website or reliance on any information on the Website. 
  1. Whilst Ozow takes reasonable measures to ensure that the content of the Website is accurate and complete, Ozow makes no representations or warranties, whether express or implied, as to the quality, timeliness, operation, integrity, availability or functionality of the Website or as to the accuracy, completeness or reliability of any information on the Website. 
  1. Ozow disclaims liability for any damage, loss or liability, whether direct, indirect or consequential in nature, arising out of or in connection with your access to or use of the Website and/or any content therein unless otherwise provided by law. 
  1. Although Goods sold from the Website may, under certain specifically defined circumstances, be under warranty, the Website itself and all information provided on the Website is provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, completeness, or non-infringement, as may be allowed in law. 
  1. Any views or statements made or expressed on the Website are not necessarily the views of Ozow, its directors, employees and/or agents. 
  1. In addition to the disclaimers contained elsewhere in these Terms and Conditions, Ozow also makes no warranty or representation, whether express or implied, that the information or files available on the Website are free of viruses, spyware, malware, trojans, destructive materials or any other data or code which is able to corrupt, destroy, compromise, disrupt, disable, harm, jeopardise or otherwise impede in any manner the operation, stability, security functionality or content of your computer system, computer network, hardware or software in any way. You accept all risk associated with the existence of such viruses, destructive materials or any other data or code which is able to corrupt, compromise, jeopardise, disrupt, disable, harm or otherwise impede in any manner the operation or content of a computer system, computer network, any handset or mobile device, or your hardware or software, save where such risks arise due to the gross negligence or wilful misconduct of Ozow, its employees, agents or authorised representatives. Ozow thus disclaims all liability for any damage, loss or liability of any nature whatsoever arising out of or in connection with your access to or use of the Website. 
  • Linked third party websites 
  1. This Website may contain links or references to other websites (“Third Party Websites”) which are outside of our control, including those of advertisers. These Terms and Conditions do not apply to those Third Party Websites and Ozow is not responsible for the practices and/or privacy policies of those Third Party Websites or the “cookies” that those sites may use. 
  1. Notwithstanding the fact that the Website may refer to or provide links to Third Party Websites, your use of such Third Party Websites is entirely at your own risk and we are not responsible for any loss, expense, claim or damage, whether direct, indirect or consequential, arising from your use of such Third Party Websites or your reliance on any information contained thereon. 
  • Limitation of liability 
  1. Ozow cannot be held liable for any inaccurate information published on the Website and/or any incorrect prices displayed on the Website, save where such liability arises from the gross negligence or wilful misconduct of Ozow, its employees, agents or authorised representatives. You are encouraged to contact us to report any possible malfunctions or errors by way of email to [email protected] or by contacting 011 054 4744. 
  1. OZOW SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL LOSS OR DAMAGES WHICH MIGHT ARISE FROM YOUR USE OF, OR RELIANCE UPON, THE WEBSITE OR THE CONTENT CONTAINED IN THE WEBSITE; OR YOUR INABILITY TO USE THE WEBSITE, AND/OR UNLAWFUL ACTIVITY ON THE WEBSITE AND/OR ANY LINKED THIRD PARTY WEBSITE. 
  1. YOU HEREBY INDEMNIFY OZOW AGAINST ANY LOSS, CLAIM OR DAMAGE WHICH MAY BE SUFFERED BY YOURSELF OR ANY THIRD PARTY ARISING IN ANY WAY FROM YOUR USE OF THIS WEBSITE AND/OR ANY LINKED THIRD PARTY WEBSITE. 
  • Availability and termination 
  1. We will use reasonable endeavours to maintain the availability of the Website, except during scheduled maintenance periods, and reserve the right to discontinue providing the Website or any part thereof with or without notice to you. 
  1. Ozow may in its sole discretion terminate, suspend and modify this Website, with or without notice to you. You agree that Ozow will not be liable to you in the event that it chooses to suspend, modify or terminate this Website other than for processing any orders made by you prior to such time and to the extent possible. 
  1. If you fail to comply with your obligations under these Terms and Conditions, including any incident involving payment of the price of an order for any Goods, and you fail to remedy such failure within 7 (seven) days of notice to you by us, this may (in our sole discretion) lead to a suspension of your access to the Website without any prejudice to any claims for damages or otherwise that we may have against you 
  • Governing law and jurisdiction 
  1. These Terms and Conditions and our relationship and/or any dispute arising from or in connection with these Terms and Conditions shall be governed and interpreted in accordance with the laws of the Republic of South Africa. Your continued use of the Website will constitute your consent and submission to the jurisdiction of the South African courts regarding all proceedings, transactions, applications or the like instituted by either party against the other, arising from any of these Terms and Conditions. 
  1. In the event of any dispute arising between you and Ozow, you hereby consent to the non-exclusive jurisdiction of the High Court of the Republic of South Africa (Western Cape Division, Cape Town) notwithstanding that the quantum in the action or proceedings may otherwise fall below the monetary jurisdiction of that court. 
  1. Nothing in this clause or the Terms and Conditions limit your right to approach any court, tribunal or forum of competent jurisdiction in terms of the CPA. 
  • Notices 
  1. Ozow hereby selects 10th Floor, Portside Building, 5 Buitengracht Street, Western Cape, Cape Town, South Africa, 8001 as its address for the service of all formal notices and legal processes in connection with these Terms and Conditions (“nominated address”). Ozow may change this address from time to time by updating these Terms and Conditions. 
  1. You hereby select the address specified on the Goods order form as your nominated address, but you may change it to any other physical address by giving Ozow not less than 7 days’ notice in writing. To the extent that Ozow has already commenced the process of delivery of the Goods to your nominated address before it has received notice of the change of your address, you understand that there may be additional delivery costs that you must incur to receive your Goods. 
  1. Notices must be sent either by hand,  or email and must be in English. All notices sent – 
  1.  by hand will be deemed to have been received on the date of delivery; 

and 

  1. by email will be deemed to have been on the date that the email was transmitted.  
  • General 
  1. Ozow may, in its sole discretion, at any time and for any reason and without prior written notice, suspend or terminate the operation of the Website or the user’s right to use the Website or any of its contents subject to us processing any orders then already made by you. 
  1. You may not cede, assign or otherwise transfer your rights and obligations in terms of these Terms and Conditions to any third party. 
  1. Any failure on the part of you or Ozow to enforce any right in terms hereof shall not constitute a waiver of that right. 
  1. If any term or condition contained herein is declared invalid, the remaining Terms and Conditions will remain in full force and effect. 
  1. No variation, addition, deletion, or agreed cancellation of the Terms and Conditions will be of any force or effect unless in writing and accepted by or on behalf of the parties hereto. 
  1. No indulgence, extension of time, relaxation or latitude which any party (the “grantor”) may show grant or allow to the other (the “grantee”) shall constitute a waiver by the grantor of any of the grantor’s rights and the grantor shall not thereby be prejudiced or stopped from exercising any of its rights against the grantee which may have arisen in the past or which might arise in the future. 
  1. These Terms and Conditions contain the whole agreement between you and Ozow and no other warranty or undertaking is valid, unless contained in this document between the parties. 

RETURNS POLICY 

We want you to be happy with your purchase. If you are not completely satisfied, you can return the Goods to us and we will either repair / replace it, subject to the terms below. This policy applies to Goods bought from Ozow.  

This policy forms part of the Ozow Terms and Conditions and words defined in the Terms and Conditions have the same meaning in this policy unless the context indicates otherwise. Nothing in this policy is intended to limit your statutory rights in any way. 

If you are returning Goods under one of the circumstances below, you are required to log a return within 7 days of date of delivery of the Goods.  

  • Want to exchange? 

Fashion and footwear Goods can be exchanged for a different size provided that such variation is available and in stock, and is available at the same price as the Goods originally purchased. In such a case, we will collect the Goods from you and deliver the requested Goods to you, and there may be additional shipping fees which we will communicate to you before processing the order. If such variation is not immediately available, we will refund you within 30 days of you logging the return.  

We reserve the right to inspect the Goods to validate your return.  

  • Not what you ordered? 

If we accidentally deliver the wrong Goods to you or if the Goods are not as described on the Website (or if it is missing any accessories), please notify us and we will collect the Goods from you, and there may be additional shipping fees which we will communicate to you before processing the order. Once we have inspected the Goods and validated your return, we will, at your choice, deliver the correct Goods to you as soon as possible (if the correct Goods are available); or refund you. Refunds are normally handled within 30 days of logging the return (bear in mind that refunds can take 10 working days to reflect in your account). 

  1. Goods not eligible for returns

The following Goods are not eligible for a refund or exchange: 

  • electronic vouchers; 
  • intimates, lingerie, swimwear, bodysuits or underwear; 
  • jewelry for piercings; 
  • a beauty product or fragrance which has been used; 
  • foodstuff, beverages or other items intended for everyday consumption; or 
  • Goods which have been personalised for you or made to your specifications, unless defective. 
  1. Goods damaged on delivery

Should Goods be damaged at the time of delivery, please notify us at [email protected] or by contacting 011 054 4744.  

We will arrange to collect the Goods from you at no charge. Once we have inspected the Goods and validated your return, we will refund you. Refunds are normally handled within 30 days of logging the return (bear in mind that refunds can take 10 working days to reflect in your account).  

4. Defective Goods  

We do our best to ensure that the Goods we deliver to you are of a high quality and without defects.  

What is a defect? A defect is a material imperfection in the manufacture of Goods or any characteristic of Goods, which makes the Goods less acceptable than one would reasonably be entitled to expect in the circumstances.  

The following will NOT be regarded as defects and will not entitle you to a return under this section 4:  

  • faults resulting from normal wear and tear; 
  • damage arising from negligence, user abuse or incorrect usage of the Goods; 
  • damage arising from electrical surges or sea air corrosion; 
  • damage arising from a failure to adequately care for the Goods; 
  • damage arising from unauthorised alterations to the Goods; and 
  • where the specifications of Goods, although accurately described on the Website and generally fit for its intended purpose, do not suit you. 
  1. Charges

If you return defective Goods to us, but you fail to return all of the accessories that were sold with those Goods we are entitled (subject to applicable law) to refuse the return, only to replace the item that you did return, or to estimate the value of the missing accessories and only to refund you in respect of the returned item. Refunds are normally handled within 30 days of logging the return (bear in mind that refunds can take 10 working days to reflect in your account). 

If you return items to us by mistake and you want these returned to you, you may be liable to reimburse Ozow for the cost of having the Goods returned to you. 

If you return Goods that do not comply with this Returns Policy, you may be liable to reimburse Ozow for the cost of collecting the Goods from you and the cost of having the Goods returned to you. 

OZOW E COMMERCE PRIVACY POLICY .

    1. WHAT IS THIS PRIVACY POLICY ABOUT? 

     This Privacy Policy describes how Ozow (Pty) Ltd (Company Registration Number: 2013/214663/07) (“Ozow”, “we,” “us,” or “our”) collects, uses, and shares information when you use our website www.shop.ozow.com and the services provided through the Site, which may include amongst other things, the purchase of goods, services and use of the Ozow payment system (the “Site”). 

     Ozow provides you with an instant Electronic Funds Transfer payment system (the “Payment System”) to perform simple, fast and secure transactions on the Site.  

     This Privacy Policy complies with and facilitates the obligations required from the South African Protection of Personal Information Act No. 4 of 2013 (“POPIA”), as amended, and applies to users and customers of Ozow (“you”), that is anyone that is using the Site 

     

    1. WHY DO WE HAVE A PRIVACY POLICY?

     We care about your privacy. Secure processing of your personally identifiable information (“Personal Information” or “PI”) and “special personal information” (as defined in POPIA) is of utmost importance to us. As such, we ensure that we collect, use, store and transfer (“process”) your Personal Information and special personal information (as the case may be) in keeping with laws and regulations that are aimed at protecting the integrity of your Personal Information and special personal information (as the case may be). 

     Our Privacy Policy will assist you in understanding the manner in which your Personal Information and special personal information (as the case may be) is processed by us. Therefore, it is necessary to read it carefully before you use our Site. It is important that you read this Privacy Policy together with Ozow’s Promotion of Access to Information Act No. 2 of 2000 (“PAIA”) manual (available at https://ozow.com/other-documents) so that you are fully aware of how and why we are using your Personal Information and special personal information (as the case may be). 

     You should not be using our Site if: 

     You do not agree with any of the terms of our Privacy Policy, or you are younger than 18 years old and do not have legal capacity to conclude legally binding contracts. We do not have any intention of collecting or processing Personal Information or special personal information (as the case may be) for individuals that do not have the legal capacity to conclude legally binding contracts.  

     By communicating electronically with us through the use of our Site and proceeding with your order and payment, you confirm that you have read this Privacy Policy and the PAIA manual and that you consent to Ozow: making transfers of or sharing your Personal Information and special personal information (as the case may be) on Ozow corporate systems or its other relevant systems, to other entities, agents, Ozow affiliates, subcontractors, or to other relevant business service providers , which may in turn store your Personal Information and special personal information (as the case may be) outside of the jurisdiction of South Africa and in accordance with the relevant regulatory standards of such jurisdiction in keeping with POPIA or the General Data Protection Regulations (“GDPR”). When making such transfers, Ozow will ensure that the necessary protections are in place to safeguard your Personal Information and special personal information (as the case may be) and such information is transferred in accordance with applicable laws and in doing so you acknowledge that you understand and accept the purposes for which it is required and for which it will be used as detailed below; and  processing your Personal Information and special personal information (as the case may be) in the manner as set out in this Privacy Policy and the PAIA manual. 

     

    1. WHAT TYPE OF INFORMATION DO WE COLLECT AND WHY?

     

    Currently, we collect the following information: 

    ‍ As a customer: 

    Your “Personal Information” as defined in POPIA and the General Data Protection Regulation, as amended from time to time, which includes but is not limited to: your name, surname, age, gender, identity number, residential address, company name, company registration number, registered address, VAT number, bank account information, telephone number, email address and password. Any additional Personal Information you wish to provide on a voluntary basis. Payment information, including but not limited to the name of the bank, bank account number, bank account log-in information, payment identification and related indicators, the cost of the good or service you are purchasing, and the seller of the goods or services you are purchasing. 

     Device information such as the IP address and browser settings. In gaining device information we may use web traffic tools that permit us to analyse user activity. 

     Information about how you interact with the Payment System. This includes us collecting any payment documentation issued by the bank that you used to administer the payment, indicating in such terms as the relevant bank necessitates, that payment has been successfully completed by you through the use of the Payment System and through your selected bank account. 

     As a current employee, prospective employee or any person or entity who applies to Ozow for a bursary, grant, sponsorship or any other financial (or contribution in kind) assistance:  

    Your Personal Information and “special personal information” as defined in POPIA, as amended from time to time, which information includes but is not limited to: your name, surname, identity number, residential address, company name, company registration number, registered address, VAT number, bank account information, telephone number, email address and password, race, gender, disability status. Any additional Personal Information or special personal information you wish to provide on a voluntary basis. 

Data Processing Information

Reason for Processing Your Information Legal Basis for Processing Your Information
To provide you with the full scope of our Payment System and appropriately automate your payment. Fulfil contractual obligations and pursue legitimate interests.
For internal troubleshooting, data analysis, testing, research, and statistical purposes. Pursue legitimate interests.
To ensure that content is presented in the most effective manner for you and for your device. Fulfil contractual obligations.
To carry out risk analysis, fraud prevention and risk management. Comply with applicable laws and pursue legitimate interests.
To comply with applicable laws, such as anti-money laundering and regulatory requirements. Comply with applicable laws.
To run data analytics and thereby enhance our business offering. Fulfil contractual obligations and pursue legitimate interests.
To conduct human resources enquiries and implement related processes. Comply with applicable laws, fulfil contractual obligations, and pursue legitimate interests.
In order for us to deliver goods and process returns. Fulfill our contractual obligations to you when you have ordered goods.
Provide you with information, products or services you request from us. Fulfill our contractual obligations to you when you have ordered goods.

You warrant that the information that you have provided to Ozow is accurate, current, true and correct and that it does not impersonate or misrepresent any person or entity or falsely state or otherwise misrepresent your affiliation with anyone or anything. You undertake to advise Ozow should your information change in this respect and undertake to fully indemnify Ozow in the event that Ozow suffers any losses whatsoever as a result of your breach of this warranty.

‍Where applicable and should you provide Ozow with PI that you do not own, you further warrant that you have obtained the requisite consent in compliance with applicable laws, particularly POPIA, and if applicable the Regulation 6 Form 4 consent in line with section 69 of POPIA, from the owners of the PI for the processing, cross border transfer, marketing and other relevant processing and use of their PI In such instances, you agree to promptly notify Ozow should any owner of the PI inform you of its decision to revoke consent in any manner and you undertake to keep records of the consent, which records Ozow may request from time to time.

‍Ozow confirms that any processing of PI in respect of the aforementioned will be carried out in accordance with the relevant applicable laws.‍

4. WHO WILL WE SHARE YOUR INFORMATION WITH?

‍Credit bureaus and similar providers. Your Personal Information and special personal information may be shared with credit bureaus, providers of identity lookups, fraud prevention agencies and any other third parties to comply with our regulatory obligations and/or to protect you and other customers from fraud and other criminal offences, and to investigate any suspected or alleged fraud and other criminal offences.

‍Ozow group. Your Personal Information and special personal information may be shared with companies within the Ozow group.

‍Authorities. Ozow may disclose necessary Personal Information and special personal information to authorities, such as regulatory bodies, if we are required by law or you agreed to it (for instance, for anti-money laundry or counter-terrorism).

‍Divestments. Ozow may transfer any Personal Information and special personal information we hold about you to any entity involved in a re-organisation of Ozow (where such re-organisation may be by way of a merger, sale, dissolution, disposal of all or part of our assets or similar event).

‍Business. Ozow may disclose Personal Information and special  personal information to our merchant  and distributors for legitimate business purposes and competitions.

‍Third party service providers. Ozow may disclose Personal Information and special personal information securely and in accordance with applicable data protection legislation to third party service providers including but not limited to, data analytics providers, customer support service providers, couriers, cloud service providers, BEE consultants and other similar technical service providers.

‍Other third parties. Ozow may share Personal Information or special personal information, as the case may be, with other third parties for purposes of data matching and related services.

‍5. WHERE AND FOR HOW LONG DO WE STORE YOUR PERSONAL INFORMATION AND SPECIAL PERSONAL INFORMATION?

‍We strive to process your data within South Africa which data is stored on a virtual machine that could be hosted on a physical server anywhere in the world. Ozow will ensure all reasonable contractual, legal, technical, and organisational measures are taken to adequately secure your Personal Information.

‍We may store your Personal Information or special personal information indefinitely, however, we will only store it if there is a lawful purpose to do so.

‍6. HOW DO WE ENSURE THE SECURITY OF INFORMATION?

‍We are committed to implementing leading data security safeguards.

‍We have specialised security teams who constantly review and improve our measures to protect your Personal Information from unauthorised access, accidental loss, disclosure or destruction, and ensure that your Personal Information is only utilised and stored by us solely in an authorised manner.

‍All traffic between consumers and any servers necessary for you to use the Site, is encrypted using SSL to protect against interception of your sensitive data.

‍In addition, the internet banking second-factor authentication still applies to you when making a payment using the Ozow Payment System, further preventing any fraudulent interception when payment is being made.

‍7. YOUR RIGHTS REGARDING THE INFORMATION THAT WE PROCESS

‍Your legal rights pertaining to your Personal Information will always be respected by us.

‍In the event that you would like – (i) access to your Personal Information; (ii) to correct or amend your Personal Information; (iii) to request the deletion of your Personal Information; (iv) to object to the processing of your Personal Information; (v) a copy or description of the record containing your Personal Information; (vi) the identity or categories of third parties who have access to your Personal Information, or (vii) to have your Personal Information deleted, you may inform us of your request in writing, using one of the following methods:

‍Email: [email protected]; or Mail: 10th floor, Portside Tower, 5 Buitengracht Street Western Cape, Cape Town, South Africa,8000.

We will attend to requests for access to Personal Information within a reasonable time. You may be required to pay a prescribed fee to receive copies or descriptions of records, or information about third parties. Your request for access may be refused in certain circumstances and access may be limited by certain applicable legislation.

‍Upon the provision by you of adequate documentation that we deem sufficient to support your identity, we will inform you of the changes that we are legally capable of making to your Personal Information, as permitted by applicable legal and ethical reporting standards imposed on us. The changes in Personal Information will be reflected on our systems as soon as is reasonably possible.

‍Please refer to Ozow’s PAIA manual for further information on how you can give effect to your legal rights outlined herein. The PAIA manual is available at https://ozow.com/other-documents. This PAIA manual details, amongst other things, the process you should follow to give effect to your rights, the applicable fees and grounds for refusal of access.

‍8. COOKIES

‍A cookie is a small text file that is placed on your hard disk by a web page server. Cookies contain information that can later be read by a web server in the domain that issued the cookie to you. Cookies cannot be used to run programs or deliver viruses to your computer. No Personal Information is stored in cookies.

‍We may use technologies, such as cookies, to collect information about the pages you view, the links you click and other actions you take on our sites and services. We use the information we collect for statistical purposes and to study how the Site is used so that we may improve and enhance your experience on the Site.‍

9. LINKS TO OTHER WEBSITES

‍Our Site may contain hyperlinks to websites that are not operated by us. These hyperlinks are provided for your reference and convenience only and do not imply that we endorse these websites, nor can we confirm the adequacy of the privacy policies of the third parties that operate such websites.

‍Ensure that you have gained the necessary comfort regarding the legality of such websites, together with their privacy policies prior to your use of such websites.

‍10. COMPLIANCE AND ENFORCEMENT OF THIS PRIVACY POLICY

‍Our compliance with this Privacy Policy will be monitored on a regular basis. Ozow reserves the right to modify this Privacy Policy with any updates to our security protocol and processing methods. The Privacy Policy posted at any time via the Site shall be deemed to be the Privacy Policy then in effect. We recommend that you check Ozow’s privacy policy on a regular basis in order to keep abreast of any updates to this Privacy Policy as Ozow does not bear the responsibility of updating you of any amendments or revisions.

‍Any queries regarding this Privacy Policy, the way in which your Personal Information is treated or any aspects of our Payment System may be made by emailing [email protected] or sending a written letter to the address set out in Item 7 above. We will store any correspondence from you at our offices.

‍11. GOVERNING LAW

This Privacy Policy and all disputes and claims arising from it shall be governed by and construed in accordance with the laws of the Republic of South Africa.

‍12. HOW TO LODGE A COMPLAINT WITH THE INFORMATION REGULATOR

‍If you have any complaints about this Privacy Policy or our compliance with this Privacy Policy, kindly direct your complaints to [email protected] and we would be glad to assist you.

‍You may also lodge a complaint with the Information Regulator. The contact details of the Information Regulator are available on its website at https://justice.gov.za/inforeg/.

 

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